REBUILD WITH CONFIDENCE
203H FHA Disaster Relief Loan Program
Up to 100% Financing for Disaster-Victim Borrowers
WHAT IS THE 203H FHA DISASTER RELIEF LOAN?
The 203H FHA Disaster Relief Loan Program is designed to help homeowners affected by natural disasters. With up to 100% Loan-to-Value (LTV), you can rebuild or purchase a new home with ease, even after facing property damage or loss.
DO YOU QUALIFY FOR THE 203H FHA LOAN?
Disaster Area
Your previous property must be located in a FEMA-declared disaster area. (Check fema.gov for details)
Proof of Damage
Mortgage documents must confirm that your previous home was damaged or destroyed, requiring replacement.
Required Documentation
•Residency Proof: ID or Utility Bills
•Damage Proof: Insurance or
inspection report
FLEXIBLE LOAN TERMS TO FIT YOUR NEEDS
15 or 30 Year
Fixed Rates
Acceptable Transaction Types:
Purchase or Rate/Term Refinance
Max LTV Ratios
• 203b: 100% LTV
• Rate/Term Refi: 97.75%
• Rate/Term Refi: 97.75%
ELIGIBLE PROPERTY TYPES
1-Unit Primary Residences
FHA HARP Approved Condos
PUDs (Planned Unit Developments)
How to Get Started?
Check Eligibility
Confirm your property is in a FEMA-declared
disaster area.
Provide Documentation
Gather proof of residency and property
damage.
Apply
Connect with our team to start your
loan application.
Why Choose Our Team?
Expert Guidance
Our team specializes in FHA Disaster Relief loans.
Fast Processing
We prioritize disaster relief cases for quick approval.
Flexible Option
Tailored loan options to fit your rebuilding needs.
